Depending on your financial circumstances, you may not need financial advice regularly. Most people should avail of financial advice a minimum of every five years, and more frequently as you approach retirement.
Financial advice is all about planning a secure financial future and understanding what you can expect from your existing savings/spending habits when your salary stops on retirement.
We tailor our service to suit your needs.
Enquiries / First meeting
There is no charge when you first talk to us or meet us. That gives time for us to understand what you need and for you to understand what we can provide before you commit. If you proceed and want to avail of our advice and/or arrange financial products through us, then we will explain costs to you.
Financial advice generally requires a meeting because of the complexities involved.
All-round or specific advice
You may come to us with a particular financial issue/problem and ask us just to consider just that issue. Or you might prefer an all-round consideration of your finances. You determine whether the focus of our advice should be a single issue or an all-round review.
Fee based advice
Fee based advice is normally charged based on the amount of time taken to deal with your enquiry. However, in the vast majority of cases we can estimate the time commitment of a particular task and we will quote a fixed fee.
No fee commission clients
Some individuals prefer to pay for advice through commission on financial products. In such cases, there is no fee payable.
Terns of business
Our terms of business can be viewed here: Terms of business jul18
We work with all major Irish insurance companies and on your behalf seeks the best product for your requirements.